Terry was born and raised in Ft. Worth, Texas. He received his undergraduate degree in Accounting from Oklahoma Christian University in 1982. He received his law degree from Oklahoma City University in 1985.

Terry is a member of the Oklahoma County, Oklahoma, and American Bar Associations. He is admitted to practice in all Oklahoma State courts as well as the United States District Courts for the Western, Eastern and Northern Districts of Oklahoma. He is also admitted to practice before the United States Court of Appeals for the Tenth Circuit.

Terry was a member of the law firm of Fuller, Tubb, Pomeroy & Stokes from 1987 through its dissolution in September, 2006. He maintained an active civil, business and litigation practice during his tenure there, and joined the law firm of McAlister, McAlister, McKinnis & Tuggle in October, 2006. Terry continues his litigation and general civil practice with the firm.

Terry and his wife Joni have been married since 1987. They have two sons, Wil and Jake. Terry and Joni are active volunteers with the Cross & Crown Mission in downtown Oklahoma City. They have been members of the Family of God at Quail Springs since 1985. They are also heavily involved with Oklahoma Christian School where their son Wil has attended since pre-kindergarten.

Terry's spends much of his free time playing with his sons, fishing, landscaping, and participating in/observing many sports.